Welcome to Marlun Finance

Let us do all the hard work for you to obtain a competitive mortgage rate and
to navigate around the changing criteria for each Banking Institution

Meet Our Team

We have a Professional Consulting team

Sandra Crummer - Photo

Sandra Crummer

Sandra is the Director and owner of Marlun Finance. Her background includes over 20 years in Client Services and management including experience as an Accredited Mortgage Broker.

Photo 1 - Lucas

Lucas Crummer

Lucas commenced working for Marlun Finance as a Mortgage Broker Assistant in June 2022 after graduating Year 12 with an ATAR of 87.85.

WHAT DO YOU NEED TO DO?

DO YOU WANT TO OWN YOUR HOME OR REDUCE THE TERM OF YOUR MORTGAGE?

We can provide the following Services:
  •  A range of competitive interest rates that are often better than Lender rates currently being advertised
  •  Provide a range of options for refinancing of current loan to allow for further investment
  • Up to date information on local property trends including access to Property Reports
  • Access to incentives being offered by certain Lenders to refinance including cash backs
  • Identify opportunities to reduce interest charges and term of mortgage
  • Check your existing interest rates against current rates
  • Organise a FREE upfront valuation
  • Arrange discharge of mortgage
  • Offer a no obligation Assessment outlining savings that could be made after refinancing
  • Professional service with ongoing support and advice to grow your property assets
  • Develop a lifetime relationship built on trust and mutual respect
  • Check your current interest rate (either via your most recent home loan statement or online banking)
  • Our expertise includes structuring your mortgage to optimise your financial situation
  • Disclosure of how Mortgage Brokers are paid by Lenders
  • Guidance on steps you can take to qualify for Finance

What We Do

Refinance/Debt Consolidation

Many people don’t realise that they could be saving thousands of dollars each year by reviewing their current home loan. We will prepare a comparison between your existing loan and those of other lenders regarding the interest rate and product features which can result in further savings. In addition, consolidating other debts such as credit cards and personal loans into your home loan can also result in significant savings. We will provide the projected savings to ensure you are able to make an informed decision as to whether debt consolidation will be beneficial.

Purchasing a Property

Whether purchasing your next home or an investment property, we will research various finance options to find the best possible solution to meet your lending requirements. We pride ourselves in providing regular updates throughout the process to ensure our clients understand the status of their application at all times.

First Home Buyers

We have a genuine interest in helping first home buyers to achieve their goal of home ownership. We take the time to explain the process in detail and work closely with our clients every step of the way to ensure the best

Testimonials

November 16, 2019

"When my wife & I first became acquainted with Sandra we had all but given up hope of owning a home. Whilst other mortgage brokers were dismissive of our situation (we were expecting our second child), Sandra insisted that we meet because she was genuinely interested in helping us achieve our dream. As I’m sure all of Sandra’s clients will agree, this is indicative of her nature and who she is as a person."

Andrew Kilpatrick

October 31, 2019

"I can’t recommend Sandra enough she is amazing at her job and an amazing person to boot. She is so informative tells you all the pits falls that you wouldn’t necessarily know about, you never have to worry when you are in her hands. She seriously goes above and beyond and can’t do enough for you, she has helped myself and my family for years now and she is more then a broker she has become a very dear friend."

Audrey Molloy

October 19, 2019

"Sandra has been our broker for close to 10 years. Her passion and knowledge in her profession is paramount and I truly don't believe you will find a more dedicated, loyal and trust worthy mortgage broker out there. She has helped us achieve our personal and business goals, going above and beyond. From a client’s point of view, when comes to finance, Sandra is definitely a person you need in your corner."

Nicole Flood

November 19th, 2020

It is with pleasure that we recommend Sandra Crummer as a broker. Sandra has assisted us with the purchase of our primary home, refinancing and investment property. Sandra has a passion for finance, demonstrating diligence and tenacity in sourcing us funding. Personally, we found Sandra a pleasure to deal with. Her friendly and personable disposition, together with her knowledge and persistence is the reason we will continue to seek Sandra as our only broker for future endeavours.

Z & L Coburn